When they say the times are tough in college they aren’t kidding. My parents used to tell me all the time but I need to be super careful with my money in college because they were going to be providing me with any extra spending cash. I’m very lucky that my parents decided they would pay for my college but they would not be giving me any extra money. I guess that’s a good thing because I learn how to save, but looking back times are very tough. I remember a point in my college career when my HVAC system at my house stopped working. Normally when your HVAC system stops working the landlord will handle it, but that was not the case for me. Landlord that if he lowered my rent I would handle the HVAC repair cost. I kind of banged on the fact that I would not have to pay for any HVAC repairs during the year lease, but now that my HVAC system has stopped working I’m going to have to come up with the cash. I was so nervous during that time so I picked up extra bartending shifts as I didn’t want to put the cost of the repair on my credit card. Thankfully I was able to pay for the HVAC repair with the money for my extra shifts, for me it was tough having to work all those hours during that time. I was going to school and working and it was really